Houses for Sale in Mataram City

About houses in Mataram City

City houses, priced by a provincial capital rather than a resort

Mataram's house market answers to residents: families relocating for work, civil servants, medical and university staff. It is the least seasonal property market on the island, and the only one where demand holds regardless of what tourism is doing.

The ring road matters more than the neighbourhood name

Cakranegara and the complexes off the ring road sit at the top of the market; the eastern edge sits nearer the bottom. Access to the arterial roads, not the postcode, is what buyers here are really paying for.

Certificate type changes the timeline, not the value

Plenty of Mataram houses stand on developer-era Hak Guna Bangunan with a fixed term. Others sit on family land where the inheritance split was never formally registered. Ask which you are looking at on the first call, because it decides how long the notary stage takes.

Dense city, so check what the plot can take

Lane width in the older quarters decides whether a truck can reach the house, which in turn decides what you can rebuild or extend. Flood behaviour near the rivers crossing the city is the other question worth asking neighbours rather than sellers.

A tenant measured in years, not nights

Long-term letting is the natural use here. Student rooms are the other steady business, driven by campuses that fill every August. Neither depends on flight arrivals, which is the whole argument for buying in the city.

For price ranges by neighbourhood, see our Mataram house price guide.

Questions buyers ask about houses in Mataram City

Can a foreigner buy a house in Mataram?

Not on Hak Milik, which is reserved for Indonesian citizens. Foreign buyers hold Hak Pakai, take a notarised lease, or use a PT PMA holding Hak Guna Bangunan. The starting certificate decides how involved the conversion is.

Which parts of Mataram are most expensive?

Cakranegara and the housing complexes with direct ring road access tend to lead. The eastern and outer edges are more affordable, with a longer run to the hospitals and offices.

What paperwork should a Mataram house come with?

The land certificate in the seller's name, a building permit matching what is standing, and the current year's land tax receipt. A mismatched or missing building permit is the most common gap in this city.

Is student housing a realistic investment here?

It is the most established one in Mataram. Rooms fill around the academic intake and demand comes from campuses rather than tourism, which is why it holds up in years when visitor numbers do not.

Can a second-hand house in Mataram be bought with a mortgage?

Usually yes, and the certificate decides more than the age of the house. Banks lend most readily against Hak Milik held in the seller's name; Hak Guna Bangunan with a short remaining term, or land where an inheritance split was never registered, is where applications stall. Deposit, tenor and the rate itself come from the bank — ask for their SBDK in writing before you plan around a figure.

Are there genuinely affordable houses in Mataram?

Yes, but the band is thin. Of the houses we currently list in the city, only a small group sits under Rp 500 million, and most of the market sits between Rp 500 million and Rp 2 billion. The price spread table above is recalculated from our live listings, so it shows what is actually available rather than what the market looked like last year.

SHM or HGB — which should I insist on?

Hak Milik is the strongest and the easiest to finance, and it has no expiry. Hak Guna Bangunan runs for a fixed term and can be extended, but a short remaining term weakens both your resale and your mortgage application. HGB can be upgraded to Hak Milik for a residential plot if the owner is an Indonesian citizen; budget for the notary time before you commit.